How do I avoid TDS on my income if I expect my total income to be below the exemption limit?

How do I avoid TDS on my income if I expect my total income to be below the exemption limit?

In case of interest income being more than Rs.10,000 in a year, banks are liable to deduct TDS. The bank calculates this limit based on deposits held in all its branches. Similarly, TDS is deducted from EPF withdrawals, corporate bond incomes, post office deposits, rental income and insurance commission. But if your total income is below the taxable limit, you can submit Form 15G and 15H to the bank/deductor requesting them not to deduct any TDS on your income.


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